The Left screams “Discrimination!” at every turn and has no problem hamstringing businesses to get what they want.
The article below details how “Illinois has joined a growing number of states that are expanding fair lending obligations at the state level even as the federal government moves in the opposite direction. On July 31, 2026, SB 3777 became Public Act 104-0744, amending the Illinois Human Rights Act (Act) to prohibit not only intentional discrimination in lending and credit card issuance, but also the use of facially neutral underwriting criteria or methodologies that produce discriminatory effects. The Act applies to financial institutions, credit card issuers, employers and providers of public accommodations.”
The amendments to the Act will become effective on January 1, 2027.
This vague and totally unnecessary law will make conditions ripe for opportunistic, frivolous and expensive litigation, and Illinois law already prohibits intentional discrimination in lending and credit card issuance on protected-class grounds.
It certainly won’t do anything to improve Illinois’ already hostile business climate.
https://www.jdsupra.com/legalnews/illinois-enacts-disparate-impact-8423731